Florida is known for its unpredictable weather: thunderstorms, hurricanes, heavy rains, and strong winds can seriously damage home roofs. If you’re dealing with leaks, loose shingles, or water stains after a storm, you’re not alone. What many homeowners don’t realize is that their insurance policy may fully or partially cover the damage and the mitigation process needed to protect their home while the insurance claim is processed.
In this article, we explain how the process works and how you can protect your home legally and safely—without spending a dime out of your pocket.
Did You Know Your Insurance May Cover Roof Damage Mitigation and Initial Restoration?
Most Florida homeowners insurance policies cover damage caused by natural events such as:
- Strong winds
- Heavy rains
- Hail
- Tropical storms or hurricanes
- Fallen trees or branches
If your roof was affected by any of these, you have the right to file a claim with your insurance company. The problem is that many homeowners don’t know how to start the process or make mistakes that cost them money.
Types of Roof Damage Typically Covered by Insurance
Some common examples include:
- Broken or missing shingles
- Roof leaks or water infiltration
- Water stains on ceilings or walls
- Mold caused by recent leaks
If you notice any of these issues, it’s crucial to act fast. Some policies have time limits for reporting, and delaying action can worsen the problem and increase restoration costs.
How Does the Process Work with Restoration AR LLC?
At Restoration AR LLC, we specialize in home restoration and damage mitigation caused by roof-related water intrusion or humidity. Here’s what we do for you:
1. Free Professional Damage Inspection
One of our experts will assess the visible damage, document the situation, and provide a detailed report to support your insurance claim.
2. Mitigation and Remediation Services
We implement immediate solutions to prevent further damage from leaks or humidity. This may include dehumidifiers, structural drying, temporary sealing, and mold removal.
3. Insurance Claim Assistance
We guide you through every step of the claim process, helping document the damage correctly to improve your chances of approval.
4. Follow-Up Until Claim Approval
We stay in close contact to ensure you receive the support needed to achieve a successful outcome.
Who Repairs the Roof in the End?
Once the claim is approved and compensation is issued, the homeowner is free to hire any company of their choice to perform the roof repair. Our role is to protect your home during that period and help you reach that point—without any out-of-pocket expenses.
Real Case Example:
“Luego del paso de una tormenta en Tampa, el techo de la familia Rodríguez presentaba filtraciones y humedad. Restoration AR realizó una inspección gratuita, inició el proceso de mitigación, documentó los daños y gestionó el reclamo con la aseguradora. En menos de un mes, lograron la aprobación del caso y la familia pudo contratar a una empresa para reparar su techo sin usar fondos propios.”
Is Your Roof Damaged? Book a Free Inspection Today
At Restoration AR LLC, we help families throughout Florida especially in Tampa and Orlando mitigate damage, protect their homes, and navigate the insurance claim process. We don’t repair roofs, but we work to get you to that step with everything in order—and without spending a dime.
📅 Book your free inspection here https://restorationarllc.com/contact-us/ or call us at +1 (786) 608-5203 to get started today.